This is ABSOLUTELY a scam. I talked to them twice. When I ask what card company they are representing, they can't tell you. They say they represent Visa AND MasterCard both and want to reduce your interest rates. Really? When did Visa and MasterCard quit competing? They are trying to obtain your card number!!!! When they called back the second time, I asked what card company. Again, they said "card services". When I told them this was a scam, they got off the phone immediately. Hmmmm. Figure that.
United States